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Josh Smith

Member since: Mar 31st, 2008

Josh Smith's Latest Comments

Blog Activity
Blog# of Comments
Joystiq1 Comment
Download Squad3 Comments
Engadget HD1 Comment
Joystiq Xbox1 Comment
WalletPop223 Comments

Recent Comments:

Mint's 'Drop Your Debt Challenge' pays you to get out of debt (WalletPop)

Oct 26th 2010 3:59PM We don't include links for referral purposes here. All links are the same as if you found the contest on your own through Google.

Dropbox.com the answer to my two-computer dilemma (WalletPop)

Jun 10th 2010 9:39AM CT So long as the file can be read on both you should be good to go there is a DropBox client for Windows, Mac, and Linux. You can even access your stuff on the iPhone or iPad.

Also, if you spend 5 minutes going through the tutorial portion of DropBox.com when logged in you'll receive an extra 250MB of storage free.

I Love DropBox!

Does the Xbox 360 failure rate make it a bad buy? (WalletPop)

May 19th 2010 8:39PM I do give a reason, the failure rate on new models has dropped significantly and there is a 3 year warranty.

I'm not asking you to buy, merely letting you know that the while overall reliability has been poor, it is much better with new models. Hence my recommendation to buy new rather than used.

Your Vista to Windows 7 analogy would fit much better if consumers didn't have to pay for a Windows 7.

Cheap long distance: New Skype plans offer more savings (WalletPop)

May 6th 2010 7:42PM They have had subscriptions, this new method lets you choose specific countries to save more.

Peer-to-peer loans: Writer explains what it's like to borrow from strangers (WalletPop)

Mar 5th 2010 9:10AM You can visit Lending Club to get started.

Peer-to-peer loans: Writer explains what it's like to borrow from strangers (WalletPop)

Mar 5th 2010 9:10AM Here are Lending Club's Stats
https://www.lendingclub.com/info/statistics.action

I can't speak to default rates since my state hasn't approved P2P lending yet (just borrowing).

Thanks for the input Chrispnet

Peer-to-peer loans: Writer explains what it's like to borrow from strangers (WalletPop)

Mar 5th 2010 9:08AM LendingClub.com

Peer-to-peer loans: Writer explains what it's like to borrow from strangers (WalletPop)

Mar 5th 2010 9:07AM The loans are capped at $25,000 I believe. But it is open to anyone; though if your credit is too low it may be an issue. It is free to check out.

Peer-to-peer loans: Writer explains what it's like to borrow from strangers (WalletPop)

Mar 5th 2010 9:06AM Leroy,

Sorry, I don't have a free credit score source. I knew my approximate. Lending club will pull it for you; this just helps you get a better idea of the rate you will have.

I checked my credit report for errors in case something would cause my credit score to drop.

Josh

Peer-to-peer loans: Writer explains what it's like to borrow from strangers (WalletPop)

Mar 5th 2010 9:04AM Yes, Cutting an interest rate in half and putting a fixed term on a loan is a really dumb idea. Really dumb.